"According to the class action lawsuit, Chipotle has violated the Fair Credit Reporting Act in their application documents by asking applicants to sign their consent for background checks embedded and essentially 'hidden' within a general consent agreement," Top Class Actions explains.
Under the FCRA, employers are required to use a separate document to obtain consent for consumer reports; it cannot be "encumbered by any other information … in order to prevent consumers from being distracted by other information side-by-side with the disclosure." Plaintiff Lorena Mejia claims that not only was Chipotle's disclosure "hidden" within additional information, but the chain also failed to to provide "a box to check to indicate the applicant’s desire to receive a copy of the investigative consumer report that Chipotle required as part of their application process."
Just as a rule though, you should get the free credit report, that you are entitled to every year and go over it and make sure there aren't any mistakes on it. And if there are, then write a letter disputing them and try and get them resolved. But definitely dispute any mistakes on it. You might be able to raise your score if you can get them to get rid of the mistakes.
This is the 2nd class action lawsuit that Chipotle is fighting, earlier this week, another one claiming that Chipotle is still using GMOs was filed. Chipotle still denies that that is true. Okay let's just allow the courts to clear that up once and for all. hahahaha
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